The property department’s focus is on the conception and placement of worldwide property insurance programs along with negotiating facultative reinsurance programs.  Our creative approach utilizes many U.S. and foreign markets.

Excess liability, both insurance and facultative reinsurance, has been a major part
of our business since its inception. We are well known to risk managers of many
major corporations for our expertise in design and placement of large excess programs. These abilities in turn carry over to the services we provide for many smaller regional firms.

Thomas E. Sears, Inc. has been placing treaty reinsurance on behalf of our clients for well over sixty years and our prominence in this area continues today. We are the designated intermediary for all types of companies ranging from smaller regional firms to large national carriers. We excel in the placement of standard property and casualty business, both proportional and excess of loss as well as specialty lines.

The special risks team handles a variety of management, professional, financial and other unique lines of coverage. Principally focused on directors and officers, employment practices, fiduciary and errors & omissions the department also has extensive experience in aircraft products liability as well as special travel contingency, crime-fidelity, excess workers compensation and surety. We are particularly adept at unusual situations with an eye towards emerging trends in the marketplace.